Are you of the believe that financial planning is broken?

If you dare ask me, I'm still holding strong faith in financial planning because parting with any hard-earned money is very quite painful but then the ground is shaky for anyone choosing financial advisor.

Yes, financial planning is a very technical approach. Because it doesn't necessarily require a degree to become a financial advisor, not every road of choosing financial advisor go smooth.

If you have already read 3 reasons why the financial planning industry sucks  then by this time you surely understand my fear relating to lack of accountability, nonchalance and greed but in spite of these, there are still some trusted financial advisors out there unfortunately, they can't be determined by their service charges (whether low or high). therefore you need to spend less time worrying about whether your advisor is truly effective. Start doing your further underground homework to support the ongoing healthy communication_ if there has been any.
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